Cover for theft of the vehicle, separate from damage cover and with its own excess.
TP (Theft Protection) covers theft of the vehicle and damage caused during an attempted theft. It is a different product from CDW: CDW covers collision damage, TP covers the car being taken.
It is a distinction that catches people out. You can hold full CDW and still not be covered for theft, because they are sold separately.
Basic TP normally carries an excess just like CDW, often for the same amount. And it has specific exclusions: leaving the keys in, leaving the car unlocked, or being unable to hand the key back at return usually voids the cover, as those count as negligence.
Theft is included in the SCDW Premium in your rate, with no excess and nothing to buy separately. There is no TP box to tick at handover and no second amount held on your card.
Zero-excess insurance, no deposit, unlimited kilometres and free cancellation up to 72h before.
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